Hilary W. Foutes' Blog

Posted on 10/18/2020
Homebuying Pitfalls To Avoid
Image by Chanh Nguyen from Pixabay Buying a home ranks among the largest purchases everyday people make in their entire lifetimes. If you have gone through the process at least once, you probably gained some valuable life lessons. Whether it’s time to purchase a larger home for a growing family or downsize to a more manageable living space,...
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Posted on 10/11/2020
Home Financing - PMI and Down Payments
Image by Charles 🇵🇭 from Unsplash Part of buying a home is researching the market and your finances. Most lenders require you to put at least 20 percent down or pay private mortgage insurance (PMI). Since PMI is a cost that does not lower your interest rate or principal, it’s almost always better to save up that hefty...
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Posted on 10/04/2020
Reasons to Use a Buyer's Agent
Photo by Gerd Altmann via Pixabay It may be tempting to purchase your first home without the help of a real estate agent. If you want to risk not having professional help to buy your first house, you can, but you’ll be leaving a lot of benefits on the table and assuming all the risks. The Benefits of...
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Posted on 10/02/2020
Another Property Sold - 12 Shepard Avenue, Swampscott, MA 01907
Live near the beach, smell the salt air, listen for the ocean, see peeks of the ocean from this ranch-style multi-level home (only has 5 steps up from the main living level to the bedroom quarters).Open and airy, bright and sunny describes this wonderful home less than 500 feet from the ocean! Previous renovation combined the dining area with the kitchen featuring granite countertops, stainless steel appliances, and center peninsula, Brookhaven cabinetry and so much more! The living room runs from the front to the back of the home with a commanding fireplace and windows surrounding the room. Bedroom and full bath on main level with 2...
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Posted on 10/02/2020
Another Property Sold - 8 Susan Road, Marblehead, MA 01945
Location!! Sweet Cape Cod style home nestled on a quiet dead-end street. So many playgrounds and parks to enjoy in your neighborhood or take a 5 minute drive to enjoy downtown restaurants, shopping, movies, and so much more. This three bedroom home offers a first floor bedroom with an adjacent bathroom. The kitchen has faux-marble countertops and faux-tile backsplash & flooring to give this everyday space a fresh look. Enjoy grilling & dining on the adjacent wooden deck . The dining room and kitchen have a "knee-wall" in between them to provide a visual transition from one room to the other, giving that open feeling you want. Enjoy...
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Posted on 09/27/2020
4 Tips to Settle Down in Your New City
Photo by Alexas Fotos via PixabayMoving to a new city is an exciting time, but it can also be stressful. Getting the lay of the land, especially if you don't have contacts in the city, is intimidating. From figuring out your transportation options to learning where the most affordable grocery store is, you have many things to tackle...
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Posted on 09/25/2020
Another Property Sold - 9 Lawrence Road, Swampscott, MA 01907
After 58 years this cherished homestead is ready for you to add your finishing touches! Located on tree-lined residential street in an area of comparable homes, this classic colonial offers interior and exterior architectural detail with well proportioned rooms, hardwood floors, woodwork, gracious staircase with first and second floor center hall foyers.__Other features: first floor family room, laundry off the kitchen, king size master w ensuite bath, walk up to third floor for 4th bedroom and room for expansion, room sized screened porch and large lower level playroom with wet bar. __Outside enjoyment in the serene and sunny back yard....
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Posted on 09/20/2020
When You Need to Sell Before You Can Buy
Photo by Paul Brennan via Pixabay If you’ve been renting and preparing to buy a new home, you’ve probably saved up your down payment and are in the process of getting pre-approved for your mortgage loan. If, on the other hand, you’ve been living in a home you own and paying on your mortgage, you may be ready...
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Posted on 09/13/2020
What Does It Take to List a Residence?
Listing a home may be simple. In fact, if you know what it takes to craft an engaging house listing, you could speed up the property selling journey. Now, let's take a look at three tips to ensure you can create an effective home listing. 1. Evaluate Your Home's Strengths and Weaknesses Your home likely has served you well,...
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Posted on 09/10/2020
Another Property Sold - 18 Andrew Road, Swampscott, MA 01907
ABSOLUTELY EXCEPTIONAL Queen Anne Victorian in the heart of the HISTORIC OLMSTED DISTRICT. She will take your breathe away exuding pride of ownership, attention to detail, and oh my...she's got style! This 4 bedroom, 1.5 bath home is awaiting its new owner to take the stewardship. All the heavy lifting has been done with newer systems & roof, updated baths, loads of new built-ins, and a new custom crafted kitchen that will inspire delicious creations, plus extensive exterior restoration. So many great overflow spaces: breakfast room, welcoming front porch, back deck & sweet yard w/paver dining area, plus loads of outside storage...
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Posted on 09/06/2020
Tips for Making Your First Rental Purchase
Photo by Tumisu via PixabayMaybe you’ve thought about buying rental property. Wouldn’t it be great, you think, to own something that someone else pays for? It can work out that way, with your property increasing in value while you pocket money every month. But with the wrong home, the wrong tenants or the wrong management, it can go...
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Posted on 09/01/2020
Another Property Sold - 25 Lodge Road, Swampscott, MA 01907
Enjoy the feel of Swampscott in this terrific home located in walking distance to everything you would enjoy. Watch a Big Blue football game , walk to yoga, the local coffee café, or stop at your favorite restaurant on the avenue. Walk a few blocks to Eisman's beach or continue down to the library. This sparkling home is in great condition ,every room crisp and young. It has so many updates - new window shutters, radiator covers, fresh paint, security system and more. Granite counters and the new refrigerator and dishwasher make life a bit easier at home. The front alcove, serving as a home office area is perfect for today's demands and...
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